Kerper and Bowron LLC

400 Vestavia Parkway, Suite 131

Birmingham, AL 35216                   205-588-4028 (Main)

© 2019 by Kerper and Bowron LLC

March 20, 2011

GAP Insurance – Techniques and Challenges GAP (Guaranteed Asset Protection) insurance is an insurance product that insures the difference (if any) between the loan balance and the actual value of the underlying asset. Typically, this insurance is sold in conjunction with a traditional insurance product and guarantees that an insurable event will be  sufficient to satisfy any lein upon the asset.  While this type of insurance is used to cover a variety of exposures, the largest asset c...

March 9, 2011

Designing new products is exciting but challenging.  How do you estimate the losses or earn the premium?  Have you considered how you are going to monitor the experience?  Will a change in the economy impact the claims rates?

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