Kerper and Bowron LLC

400 Vestavia Parkway, Suite 131

Birmingham, AL 35216                   205-588-4028 (Main)

© 2019 by Kerper and Bowron LLC

September 17, 2019

We will be attending and exhibiting at the Alabama Captive Insurance Conference in Orange Beach  September 25 through September 27, 2019.

September 17, 2019

Lee will be speaking at the CIA annual meeting in Atlanta on September 20, 2019 on GAP And Increasing Total Losses With Technology

May 14, 2019

John Kerper and Lee Bowron will be attending the Agent Summit.  We will have a table during the Reinsurance portion of the program.  We look forward to seeing you there!

May 14, 2019


ASC 606 will have a major accounting impact for any entity which receives contingent commissions. In general, you will be required to recognize any estimated future commissions as revenue at contract inception.


In 2014, the Financial Accounting Standards Board (FASB) released Accounting Standards Update 2014-09: Revenue from Contracts with Customers and created Accounting Standards Codification (ASC) Section 606. For private companies, this standard is effective for annual reporting...

March 1, 2019

Make sure to check out the 1st Qtr 2019 edition on P&A magazine where our own Lee Bowron discusses the years industry trends!!!

Here is a link to the article, as well as, the link to the digital download of the entire magazine!

P&A Article Industry Trends for 2019

P&A 1st Qtr 2019 Magazine Digital Download

September 16, 2018

Lee Bowron will be presenting on recent trends in GAP insurance on October 10, 2018 at the Industry Summit in Orlando.  Further information is available here:

http://pa-leadershipsummit.com/highlights/gap-experts-to-discuss-mounting-losses-at-pals-2018/

February 22, 2018

We will be at the NADA 2018 Expo at the Las Vegas Convention Center.

We will be at Booth 1321N

NADA Show 2018  delivers the most comprehensive education program in the auto industry, with more than 120 sessions in eight tracks. Hear industry experts speak about important subjects at the workshops. Interact with peers on hot topics in the Exchange. Discuss solutions with facilitators in the Studio. Topics include employee hiring/retention, digital marketing, legal/regulatory overviews,...

November 1, 2017

Kerper and Bowron welcomes Nick Tuerk.  Nick is an Actuarial Analyst and is a graduate of Virginia Tech.   He can be reached at nick@kerper-bowron.com or 205.265.1775.

November 1, 2017

Kerper and Bowron LLC congratulates Andrew Kerper on receiving his Associate, Society of Actuaries designation.  This is achieved by passing six exams plus additional work.  He is further continuing his actuarial studies.  

September 16, 2016

If you follow GAP, you may have noticed that many companies are seeing dramatically higher losses.  What are the reasons this is happening?

First, we need to know how we got here.  After the financial crisis, loss ratios were historically low, due to the combination of robust used car prices and restrictive financing.  In other words, consumers couldn’t finance much more than the car was worth and the vehicle wasn’t depreciating as fast as in the past.  This double benefit had industry...

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